Easy, straightforward process and fast application process. I've never had any issues with Mr Lender, very professional and swift service. I like the option that I can always pay my loan off early with no extra charges incurred and less interest fees. They will ask for your ID if need be and income verification which is understandable and they have GDPR in place. As stated by most, this should not be a long term money/debt fix for anyone but if you have an emergency then I'd certainly recommend ML and as always do your own research before borrowing or reach out to the company directly if you have any queries, they are very helpful.